{"id":114,"date":"2024-04-30T03:37:54","date_gmt":"2024-04-30T03:37:54","guid":{"rendered":"https:\/\/test.realtiesnz.com\/faq\/"},"modified":"2024-04-30T03:38:32","modified_gmt":"2024-04-30T03:38:32","slug":"faq","status":"publish","type":"page","link":"https:\/\/test.realtiesnz.com\/?page_id=114","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t
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F.A.Q.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat Is RealtiesNZ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

RealtiesNZ is an online platform allowing anyone access to property investment from just $100.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat is fractionalisation?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Fractionalisation is splitting a property into small parcels of shares through a limited liability company.<\/p>

Fractionalisation can make the price of real estate ownership comparable to a company’s share prices.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow Does RealtiesNZ Work?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
  1. We carefully select properties based on their investment potential and ability to deliver returns through rental income and capital appreciation.<\/span><\/span><\/li>
  2. \u00a0 RealtiesNZ prepare these properties for listing on the platform ready for you to invest in.<\/span><\/span><\/li>
  3. \u00a0 A holding company (SeriesNo Ltd) is created to hold the title for the shareholders.<\/span><\/span><\/li>
  4. You then Create an account<\/b> to become an approved investor. Watch Video<\/a><\/span><\/span><\/li>
  5. Buy Shares<\/b> \u2013 <\/span>Select the property you want to invest in,<\/span>\u00a0click \u201cInvest\u201d to choose the amount you wish to invest in each property.<\/span><\/span><\/li>
  6. Earn Income<\/b> \u2013 once your shareholding in your investment is complete, you will start earning income from future rental payments, and you can track your total investment balance on the summary page.<\/span><\/li>
  7. Increase your portfolio and income when more properties are listed.<\/span><\/li><\/ol>

    We engage property managers to take care of all the operational logistics of managing the homes: including working with tenants, managing any maintenance needs, and keeping track of accounting, insurance, and annual tax returns.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWho is RealtiesNZ for?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    RealtiesNZ is for anybody that wants regular and consistent income from their investments along with increasing their portfolio.<\/p>

    We aim to help thousands of Kiwis to get on the property ladder by allowing people to invest in property without needing to invest large sums into a single property or be burdened with property management.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWho can invest with RealtiesNZ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    All NZ citizens, both here and abroad (expats), can invest – you don\u2019t need to be a wholesale or eligible investor.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow much do I need to invest?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    A single share for RealtiesNZ’s properties starts from as low as $100<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow does RealtiesNZ make money?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    Sourcing Fee (One Time) – This is the fee RealtiesNZ charges for our work involved with sourcing the property and preparing it for investment. This fee includes any cost of financing or holding the property while we prepare it for investment. This one-time fee is included in the raised amount and share price listed. The sourcing fee for each property is listed in the Offer Details section of each Information Memorandum.<\/p>

    Management Fee (Monthly): The Management Fee is a fee paid to RealtiesNZ to cover the cost of managing the Holding Companies administration. This fee is paid out of the income from the property. The asset management fee is listed in the Offer Details section of the Information Memorandum.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow is RealtiesNZ different?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    RealtiesNZ offers a real alternative to the share market. We use technology to enable individual investors to invest in tenanted Kiwi properties with low fees and low minimums, allowing anyone to unlock real estate\u2019s historically consistent and exceptional returns.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow are properties selected?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    To maximise returns and minimise risk, we select blocks of multi-family units (1-2 bedrooms each). We also look for\u00a0 apartments and single-family homes in high demand areas.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWho holds the title to the property?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    A holding company (SeriesNo Ltd) is formed to hold the title of each property. When you purchase shares in the Holding company, you directly buy ownership in that property. So, if, for example, you purchase 1% of the shares in the holding company, you would have a 1% share in the property. That entitles you to 1% of the economic interests of the property over time, which may include income from rent and property value appreciation.<\/p>

    \u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWho manages the properties?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    RealtiesNZ outsources property management. Of course, we still carefully monitor and care for each of the properties.<\/p>

    The property management companies manage the property, the tenants, and maintenance, but they don’t look after the rent income; rent is paid directly to the holding company.<\/p>

    Costs associated with property management and maintenance are taken out of the rental income paid to the holding company\u2019s shareholders.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWill I lose my investment if RealtiesNZ stops operating?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    No.<\/p>

    RealtiesNZ have no material ownership stake; there is a clear separation between RealtiesNZ and investment properties. Rent is paid directly to the holding company.<\/span><\/p>

    In the unlikely event of RealtiesNZ ceasing to operate, investors would still collectively own the company that owns the property, so they could collectively choose to appoint a new property management company. RealtiesNZ would also propose the appointment of a new manager to make all significant decisions.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat happens if the tenant does not pay rent?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    We mitigate this risk by selecting multi-tenanted properties with high occupancy. Also we look for high demand areas.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat returns can I expect from RealtiesNZ<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    Returns could be in the form of:<\/p>